Carter's Insurance Agency

An Independent Insurance Agency

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We are Client Centered
We are here every step of the way.

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One Step Ahead

Why We Are The Best

Our team has years of experience in the insurance industry. 

We can help you address your needs today and your needs for many years to come.

Why Choose an Independent Insurance Agency

Best Choice

More Choices

We are not tied to any one insurance carrier. Being Independent allows us to align with carriers best suited to meet our client's needs. Our clients have the ultimate choice in coverage, policies and price.

Expertise

Knowledge and Expertise

Our staff is knowledgeable and ready to help. No guess work only 40+ years of experience to help guide you. Insurance is challenging. Our goal is to make it easy and understandable.

Affordability

Affordability

We have a wide selection of carriers and a wide selection of products and prices. We can adapt to changing markets and always keep our clients covered with affordable insurance products.

Concierge Service

With a strong commitment to excellence and a customer-first mentality, we consistently strive to provide an exceptional customer experience that sets us apart from the competition.

Customization

Customization

More choices allow for better customization. We partner with you, to create coverage to meet your needs. Why pay for coverage you do not need?

Relationships

Long Term Relationships

We understand the importance of building strong, long-lasting relationships with our clients. We believe that this can only be achieved by consistently delivering high-quality products and services and by ensuring that our clients are always at the center of everything we do.

Ready To Learn More?

Carter's Insurance Agency

Call (800) 905-9001 to find out what makes us different

Insurance Solutions

Explore What We Are Doing Better

We offer a full line of insurance products to meet your needs.

Farm and Ranch Insurance

This is our specialty. This is where it all began. We insure rural property and ranches all across Texas. Barns, ATVs, Tractors, Acreage. We have a place for you.

Auto, Boat, RV and ATV

If you drive it or go across the country camping with it. If you take it to the beach or if you ride it through the pastures and countryside. We can help you insure it.

Home Insurance

Coverage for your home, condo, rent homes, or if you rent an apartment. If you live in it, we can help you insure it.

Life, Health, Medicare Supplements

Medicare supplements, Life Insurance, or benefits for your employees we can help you.

Our Preferred Carriers and Partners

Meet Our Team

Want to know more about your winning team? Click to see our full full team who are here to help you find the right insurance solutions.

Steps to success

We Will Help You Every Step Of The Way

01

Learn about your insurance needs

We take time to get to know you.  The better we know you the better we can help you with your insurance needs.

02

Provide you with the best coverage to meet your needs

As independent insurance agents we have the ability to find you the right coverage for the right price.  No two people or households are the same. 

03

Support you 100%

From billing issues, to claims we are here the whole way.  We don’t just sell you a policy and forget you.  We are here for you. 

WHAT OUR CLIENTS HAVE TO SAY

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… quotes from 6 different agencies for home and auto insurance and Carter's Insurance had the best prices and the best people working for them to answer all of my questions. I highly recommend Carter's Insurance. Ask for Luke Musser.
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Charlotte Harris

Yoakum Texas

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Chris and the gang at Carters Insurance Agency are hands down the best group I've ever dealt with! Their pricing is what initially drew me in, but over the years I've learned their true value is the customer service and attention to detail they provide! Claims are always handled immediately and they are quick to respond to any questions you may have. It's never fun to have to file a claim, but they sure make the experience simple to navigate! Thanks for all you do!!

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John Sheeran

Round Rock Texas

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Bobbie Jo Garcia is awesome! She is always available to answer all my questions regarding my policies. Claims are quickly handled.

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Sabrina Hustead

Yoakum Texas

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Great agency and they are quick to answer the phone and take care of business in the friendliest way!

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Steve Brudniak

Austin Texas

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Ms. Contreras was very helpful through the whole process of bundling all our insurance with H.P. Ins. We added a homeowners policy, updated our liability policy. Plus, added two new auto policies. By bundling we centralized under one carrier, got great rates, and saved a lot of money.
Thank you, Carter Ins. Agency.

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Al Edwards

Leander Texas

You Deserve the Best

with 46 years of experience

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